000			01973nam a2200289 a 4500
001			rea00032467
005			20190704021745.0
008			s2004 wau e 001 0 eng d
035			_z59012
039			_a32462 _cTLC
245	0	0	_aImproving credit information, bank regulation, and supervision : _bon the role and design of public credit registries / _cGiovanni Majnoni..et al.
260			_aWashington, D. C : _bWorld bank, _c2004.
300			_a37p ; _c27 cm.
440		0	_aPolicy research working papers ; _vno. 3443
500			_aalso available online.
500			_a"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed in collaboration with the central banks in Argentina, Brazil and Mexico. The results of the empirical tests confirm the value of the data for credit risk evaluation and provide insights regarding its use in supervision, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Base II's internal rating-based approach. The authors also define a set of critical design parameters and use the results to comment on appropriate public registry design. Finally, they discuss the relationship between the different objectives of a PCR and how th
504			_aIncludes bibliographical references.
506			_aOpen access.
650		0	_aCredit _xLatin America _vCase studies.
650		0	_aBanks and banking _xLatin America. _xState supervision _vCase studies.
650		0	_aBanks and banking, Central _xLatin America _vCase studies.
700	1		_aMajnoni, Giovanni ed.
710	2		_aWorld Bank.
949			_aBSPC _bSPC _cHG3881.5 _d.W57no3443 _g59012 _5N
961			_t1
999			_c25653 _d25653